Pension Credit Calculator

Find out if you’re eligible for Pension Credit (external link) and how much you could get. 

You’ll need details of:  

  • earnings, benefits and pensions  

  • savings and investments  

You’ll need the same details for your partner if you have one. 

Who can’t use the calculator 

You can’t use the calculator if you or your partner: 

  • are deferring your State Pension 

  • own more than one property 

  • are self employed 

  • have housing costs (such as service charges or Crown Tenant rent) which are neither mortgage repayments nor rent covered by Housing Benefit 

  • gets Housing Benefit for people over State Pension age, and the other person is under State Pension age 

If you cannot use the calculator, you can call the Pension Credit claim line. There is a different number if you have deferred claiming your State Pension.

Start the Pension Credit calculator now (external link) 

Deferring the State Pension 

Call the Pension Service helpline and ask about Pension Credit. 

Pension Service helpline 

0800 731 0469 

NGT text relay (external link) (if you cannot hear or speak on the phone): 18001 then 0800 731 0469 

Monday to Friday, 8am to 6pm (except public holidays) 

Pension Credit application line 

0800 99 1234 

NGT text relay (if you cannot hear or speak on the phone): 18001 then 0800 99 1234 

Monday to Friday, 8am to 6pm (except public holidays)